Member Initiated Distributions

With member owned accounts, such as a bank account or an HSA, a member can initiate on-demand distributions; e.g., reimbursement or payment via ACH Push:

ACH Push: This is when a member initiates a transfer through the Lynx platform by connecting a verified external third party bank account.

To support member distributions via ACH Push, Lynx has provided payment distribution APIs which can be used to support your member user interface. Lynx leverages Plaid to associate Member external bank accounts that will receive the distributed funds. Read more about how Lynx works with Plaid and how to integrate the solution into your interface here.

Once an external account has been verified, a user can select this account to initiate a distribution from their Lynx platform account. As part of the transfer process, a Member’s Lynx platform account will be checked to ensure sufficient funds are available prior to executing the transfer. An executed transfer will apply immediately to a Member's Lynx platform account however the proceeds may take up to 3 business days before appearing in the Member's external bank account.